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GeoAuthorize™: How it Works Diagram

How It Works Diagram

  1. The merchant submits a credit card transaction to the Authorize.Net Payment Gateway on behalf of a customer via secure connection from a Web site, call center, or wireless device.
  2. Authorize.Net receives the secure transaction information from the merchant and sends it on to the customer's Credit Card Issuer for authorization.
  3. The customer's Credit Card Issuer approves or declines the transaction based on the customer's available funds. The authorization results are then sent back to the merchant. This communication process averages about three seconds!
  4. If the transaction is approved, the merchant fills the customer's order.
  5. Authorize.Net sends the settlement request to the Merchant Account Provider.
  6. The Merchant Account Provider deposits settlement funds into the merchant's bank account.

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